to the




Our Routing # 221482245

Fax#   516-766-2491

Office#   516-766-0009


We hope this Web Site will help you learn everything

 you want to know about us.

Our goal is to become your #1 Financial Institution




Did you know that your immediate

family members can also join the Credit Union.

Your spouse, your children, your parents and your siblings.



We are happy to announce that our Home Banking App in now available!!!


you can use this app on your smart phone or tablet! go to your app store or google play store and look for the logo below. you can log in with your current id or you can enroll for first time users!

please contact us if you have any questions.






Beginning Monday June 8, 2020, as per Transdevs Covid-19 safety precautions, all members will be scanned for fever upon entering the building. If fever is detected you will be asked to leave the building and will not be allowed to return for 14 days. If this should occur, please know that the Credit Union will do everything they can to provide you with your banking needs by phone or mail etc...



Thank you for your patience during these trying times.



if you are having trouble with your Debit or Credit Card you can call the following #'s


Credit Card 1-800-299-9842


Debit Card 1-800-369-4887











You can now check your balances, transfer funds, view your checking and savings accounts and access your line of credit.

you will have to re-enroll on to the new system.


if you have not enrolled yet use this link

if you have already enrolled you can use this link


please feel free to call us with any questions






You can manage your MSBA Credit Card on-line

You can view your account and make payments with EZCard












No more paper

 clutter, you can download right from your computer

faster and easier


to switch to e-statements please call the credit union at 516-766-0009




Effective June 1, 2015

The MSBA Credit Union is now offering




This product will enable you to cover unplanned overdrafts on your checking account. it will also provide Debit Card requests up to $300 if you have insufficient funds in your account!

for complete details and to Opt In you must contact the

Credit Union

This program (Courtesy Pay Program) has been made possible, in part, by a grant from the

New York Credit Union Foundation





Now you can pay for college the smart way with great repayment options!

Smart Option Student Loan by Sallie Mae is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply get started here 


The Smart Option Student Loan features and benefits:

  • Competitive Interest Rates
  • Borrow up to 100% of school certified education costs (min. $1,000.00)
  • Multiple in-school repayment options
  • Borrower benefits available - like rewars and rate reductions
  • Rates that reward creditworthy borrowers
  • apply with a creditworthy cosigner and you could recieve a lower rate
  • Fast Online Application
  • 24/7 online account management
  • No prepayment penalty






  we are now offering





Call us at 516-766-0009 for more details! 










Easy Links to Online Services.........  



View your Credit Card Statement online! 




Click on links below for the service you are looking for! it's that easy!












 Be sure to contact the Credit Union at 516-766-0009 to sign up for one or

both of these services!






As a valued member of the MSBA Employees Federal Credit Union, we provide you with free access to money management and financial education services through Accel. You enjoy unlimited access to financial counselors without paying-it's free! And now, Accel counselors are available until 12:00 am EST, Monday through Thursday.

Accel can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

Accel counselors are available Monday thru Thursday 8:00 a.m. to 12:00 a.m. (EST), Friday 8:00 a.m. to 7:00 p.m. and Saturday from 9:00 a.m. to 1:00 p.m. To use this service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at or by clicking on the icon above.

Click on this link to find helpful budgeting tips for the Holiday!








Overdraft Protection


Bounce-Proof Your Checking Account! 

Forgetting to record a check in your checkbook may be a small error, but it can be a costly one. MSBA Employees FCU offers an Overdraft Protection Line of Credit that can protect you from the expense of bounced-check fees. Anytime your Credit Union checking account contains insufficient funds to cover a check you write, Overdraft Protection kicks in automatically. Funds are advanced from your credit line in $50 increments. The interest rate on funds advanced is 15% APR. Call us today for more information or click on the icon below to apply online!









Need help learning how to balance your checkbook?

This site will walk you through all the steps needed to ensure you will be able

to do so.

Click on the link below to get started!









 Learn how to budget your money with BudgetSmart

click on link to get started creating your own budget

manage your money more effectively. You can use the program to:

Establish a budget

easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you Track spending

View tips for improving areas of overspending or inadequate saving

Experiment with "what if" scenarios to determine how a major purchase or Budget Smart is a new and exciting software program now available on our website. This change in income would impact your budget 

Click on the budget smart logo or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!






To sign up for Bill Pay or Internet Banking please contact the Credit Union first. Thank you.





MSBA  Emp. Fed. Credit Union is now offering you Debit/MasterCard Secured code. It puts you in control when shopping online:

Only you can approve purchases made with your Debit Card using your private Secure Code.

Click on the link to the right to register!







 Voice Response Unit (VRU) 

If you need to find out information on your accounts when the office is closed, you can do so by calling the   Voice Response Unit (VRU) at the 516-766-0009. You will be able to find out any information you need on your accounts.

To access your account from the VRU System it will ask for an account number which is your account number with a zero at the end.

Example: if your account number is 12345, you will enter 123450 as your account number. It will then ask for your password.

Please call us during our regular business hours for more information at 516-766-0009.   


Another way to access your accounts is through Home Banking. You can access your accounts On-Line. Our site is safe and secure. To use Home Banking, you must call the Credit Union first at 516-766-0009 to set this up for you.



MONDAY - THURSDAY 9:00 am to 3:00 pm

FRIDAY  - 9:00 am to 12:00 pm


 You can also access your accounts 24/7 by Phone and Internet Home Banking

If you don't see what your looking for or need further information please feel free to call us at 516-766-0009 or email us !







Members may contact us at:

MSBA Credit Union 

 Phone#   516-766-0009

     Fax#   516-766-2491

Credit Card Customer Service at 1-800-369-4887




MSBA Employees Federal Credit Union keeps members' debits and ATM cards protected with Falcon Fraud Manager. Falcon is an industry-leading neural network fraud detection system that combines advanced fraud detection capabilities and 24/7 case management services. as a result, members face a dramatically reduced risk of fraud. Falcon scores each transaction based on current fraud trends and member spending patterns to identify high risk transactions.

To assist Falcon in fraud prevention members should contact the MSBA Credit Union when they are planning to use their card out of the area or for unusual purchases to avoid interruptions in spending.


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