Ways you can save:
- 10% off most regularly priced Sprint individual service plans
- 15% off most regularly priced Sprint business service plans
- Waived activation fee on new activations
- Waived upgrade fee
- Available to new and existing Sprint customers
Enjoy the perks, benefits and exclusive discounts that only credit union members like you can recieve.

Three ways to get your Discount:
- Call 877.SAVE.4CU (877-728-3428) and let them know you're a credit union member. Ask to be part of the NACUC_ZZM Corporate ID to save
- Click on the above link or go to www.SprintSave4CU.com
- Visit your nearest Sprint store

As a valued member of the MSBA Credit Union, we provide you with free access to money management and financial education services through Accel. You enjoy unlimited access to financial counselors without paying-it"s free! And now, Accel counselors are available until 12:00 am EST, Monday through Thursday.
Accel can give personalized answers to you individual needs. For issues ranging from a proactive savings plan to saving a hamoe from foreclosure, advice is only a phone call away.
Accel counselors are available Monday thru Thursday 8:00 a.m. to 12:00 a.m. (EST), Friday 8:00 a.m. to 7:00 p.m. and Saturday from 9:00 a.m. to 1:00 p.m. To use this service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org or by clicking on the icon above.
Overdraft Protection
Bounce-Proof Your Checking Account!
Forgetting to record a check in your checkbook may be a small error, but it can be a costly one. MSBA Employess FCU offers an Overdraft Protection Line of Credit that can protect your from the expense of bounced-check fees. Anytime your Credit Union checking account contains insufficient funds to cover a check you write, Overdraft Protection kicks in automatically. Ffunds are advanced from your credit line in $50 increments. The interest rate on funds advanced is 15% APR. Call us today for more information or click on the icon below to applonline!

Checkright
Need help learning how to balance your checkbook?
This site will walk you through all the steps needed to ensure you will be able
to do so.
Click on the link below to get started!

GAP INSURANCE, DONT FALL SHORT!

MEMBER’S CHOICE
low-cost coverage for high-cost expenses.
Most cars depreciate by thousands of dollars as soon as they are purchased. And if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference: the “gap” between your insurer’s settlement and your loan balance. That gap will come out of your pocket—for a vehicle that, for all practical purposes, no longer exists.
Learn how to budget your money with BudgetSmart

click on link to get started creating your own budget
manage your money more effectively. You can use the program to:
Establish a budget
easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you Track spending
View tips for improving areas of overspending or inadequate saving
Experiment with "what if" scenarios to determine how a major purchase or BudgetSmart is a new and exciting software program now available on our website. This change in income would impact your budget
Click on the budget smart logo or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!
TEACH CHILDREN EARLY IN THIER LIVES HOW TO HANDLE THEIR FINANCES SO THEY CAN HAVE A SECURE FUTURE !!!!
Get Your Kids and Teenagers Online
After visiting our msbaefcu.org Web site, click on Googolplex and turn over the computer to the "under 20" members of your household:
5-Spot: Introduce your elementary school age children to important financial concepts by igniting their natural love of play with highly interactive games, stories, and more. Kids earn virtual money and spend it decorating their private online clubhouse.
A-J's: Offer your middle school students a fun meeting place, encouraging creative interaction while educating them about money and responsibility. In addition to informative stories and entertaining videos and games, young teenagers build a superhero identity, post notes to their friends (monitored), and vote on plot developments for Kid Kred, a comic series that teaches money management in the guise of fun.
C-Note: Stimulate your high school students and provide sound money-management information with the interactive stories, games, and videos in C-Note. Students have a chance to win and save money by entering photo contests, and reach out to others using a moderated comment feature and blog posts.
Each week look for new games and articles in Googolplex, MSBA Credit Union’s guide for student moneymakers.

We also have Guide to Independence, another youth program for teens and young adults. Take a course and learn how to balance a checkbook,budget expenses etc.
To sign up for Bill Pay or Internet Banking please contact the Credit Union first. Thank you.

MSBA Credit Union is now offering you Debit/Mastercard Secured code. It puts you in control when shopping online:
Only you can approve purchases made with your Debit Card using your private SecureCode.
Click on the link to the right to register!
Voice Response Unit (VRU)
If you need to find out information on your accounts when the office is closed, you can do so by calling the Voice Response Unit (VRU) at the 516-766-0009. You will be able to find out any information you need on your accounts.
To access your account from the VRU System it will ask for an account number which is your account number with a zero at the end.
Example: if your account number is 12345, you will enter 123450 as your account number. It will then ask for your password which would be the last 4 digits of your social security number.Follow the prompts to access the information.
Another way to access your accounts is through Home Banking. You can access your accounts On-Line. Our site is safe and secure. To use Home Banking, you must call the Credit Union first at 516-766-0009 to set this up for you.
OUR OFFICE HOURS ARE
MONDAY - WEDNESDAY 9:00 am to 2:30 pm
THURSDAY 9:00 am to 5:00 pm
FRIDAY CLOSED
You can also access your accounts 24/7 by Phone and Internet Home Banking
If you don't see what your looking for or need further information please feel free to call us at 516-766-0009 or email us !
MSBA Employees Federal Credit Union keeps members' debits and ATM cards protected with Falcon Fraud Manager. Falcon is an industry-leading neural network fraud detection system that combines advanced fraud detection capabilities and 24/7 case management services. as a result, members face a dramatically reduced risk of fraud. Falcon scores each transaction based on current fraud trends and member spending patterns to identify high risk transactions.
To assist Falcon in fraud prevention members should contact the MSBA Credit Union when they are planning to use their card out of the area or for unusual purchases to avoid interruptions in spending.
Members may contact us at:
MSBA Credit Union at 516-766-0009 or
Customer Service at 1-800-299-9842