Welcome to your Credit Union!
We hope this Web Site will help you learn everything you want to know about us.
Our goal is to become your #1 Financial Institution
Did you know that your immediate
family members can also

join the Credit Union.
Your spouse, your children,your parents and your siblings.
Watch for upcoming Vacation Skip A Pay!!!!
Couldnt you use some extra money for the summer?
Click below to read our quarterly newsletter for spring 2010. Get the newest information from your Credit Union.
Bounce-Proof Your Checking Account!
Overdraft Protection
Forgetting to record a check in your checkbook may be a small error, but it can be a costly one. MSBA Employess FCU offers an Overdraft Protection Line of Credit that can protect your from the expense of bounced-check fees. Anytime your Credit Union checking account contains insufficient funds to cover a check you write, Overdraft Protection kicks in automatically. Ffunds are advanced from your credit line in $50 increments. The interest rate on funds advanced is 15% APR. Call us today for more information or click on the icon below to applonline!

Checkright
Need help learning how to balance your checkbook?
This site will walk you through all the steps needed to ensure you will be able to do so.
Click on the link below to get started!


MSBA Employees Federal Credit Union keeps members' debits and ATM cards protected with Falcon Fraud Manager. Falcon is an industry-leading neural network fraud detection system that combines advanced fraud detection capabilities and 24/7 case management services. as a result, members face a dramatically reduced risk of fraud. Falcon scores each transaction based on current fraud trends and member spending patterns to identify high risk transactions.
To assist Falcon in fraud prevention members should contact the MSBA Credit Union when they are planning to use their card out of the area or for unusual purchases to avoid interruptions in spending.
Members may contact us at:
MSBA Credit Union at 516-766-0009 or
Customer Service at 1-800-299-9842
GAP INSURANCE, DONT FALL SHORT!

MEMBER’S CHOICE
low-cost coverage for high-cost expenses. Most cars depreciate by
thousands of dollars as soon as they are purchased. And if your vehicle
is stolen, accidentally damaged beyond repair, or otherwise declared as
a total loss, you are still liable to pay the difference: the “gap” between
your insurer’s settlement and your loan balance. That gap will come
out of your pocket—for a vehicle that, for all practical purposes,
no longer exists.
Learn how to budget your money with BudgetSmart

click on link to get started creating your own budget
manage your money more effectively. You can use the program to:
Establish a budget
easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you Track spending
View tips for improving areas of overspending or inadequate saving
Experiment with "what if" scenarios to determine how a major purchase or BudgetSmart is a new and exciting software program now available on our website. This change in income would impact your budget
Click on the budget smart logo or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!
VISA GIFT CARDS
Are you looking for that perfect gift and can't decide what to get. Well we have the answer for you. We are now happy to announce the we have VISA GIFT CARDs
Give the perfect gift !!!
contact the Credit Union for more details


The Credit Union is now working with Enterprise Car Sales to make your auto purchase a smooth and satisfying one.
Enterprise offers new deals every month to all of our members.They have deals on certain autos every month. Apply now with the Credit Union to qualify for a pre-approval and then shop with confidence !!! For more information call the Credit Union today.
TEACH CHILDREN EARLY IN THIER LIVES HOW TO HANDLE THEIR FINANCES SO THEY CAN HAVE A SECURE FUTURE !!!!
The M.S.B.A. CREDIT UNION is now introducing, GOOGOLPLEX, It's first Youth Savings Program.
Children from Elementary school thru High School will benefit from all the information they recieve on this site. They can learn how to save, how to invest, how to borrow and pay back and how to keep their credit in good standing and to stay out of debt!!! We recommend that you show this site to your children and let them look forhemselves.It s a fun way for them to learn! All you have to do is click on the link below and let your children explore!
We also have Guide to Independence, another youth program for teens and young adults. Take a course and learn how to balance a checkbook,budget expenses etc.
To sign up for Bill Pay or Internet Banking please contact the Credit Union first. Thank you.
Voice Response Unit (VRU)
If you need to find out information on your accounts when the office is closed, you can do so by calling the Voice Response Unit (VRU) at the 516-766-0009. You will be able to find out any information you need on your accounts.
To access your account from the VRU System it will ask for an account number which is your account number with a zero at the end.
Example: if your account number is 12345, you will enter 123450 as your account number. It will then ask for your password which would be the last 4 digits of your social security number.Follow the prompts to access the information.
Another way to access your accounts is through Home Banking. You can access your accounts On-Line. Our site is safe and secure. To use Home Banking, you must call the Credit Union first at 516-766-0009 to set this up for you.
OUR OFFICE HOURS ARE
MONDAY - WEDNESDAY 9:00 am to 2:30 pm
THURSDAY 9:00 am to 5:00 pm
FRIDAY CLOSED
You can also access your accounts 24/7 by Phone and Internet Home Banking
If you don't see what your looking for or need further information please feel free to call us at 516-766-0009 or email us !