Welcome to your Credit Union!
We hope this Web Site will help you learn everything you want to know about us.
Our goal is to become your #1 Financial Institution

Did you know that your immediate family members can also join the Credit Union. Your spouse, your children,your parents and your siblings.
Click below to read our quarterly newsletter for winter 2010. Get the newest information from your Credit Union.
Bounce-Proof Your Checking Account!
Overdraft Protection
Forgetting to record a check in your checkbook may be a small error, but it can be a costly one. MSBA Employess FCU offers an Overdraft Protection Line of Credit that can protect your from the expense of bounced-check fees. Anytime your Credit Union checking account contains insufficient funds to cover a check you write, Overdraft Protection kicks in automatically. Ffunds are advanced from your credit line in $50 increments. The interest rate on funds advanced is 15% APR. Call us today for more information or click on the icon below to applonline!

GAP INSURANCE, DONT FALL SHORT!

MEMBER’S CHOICE
low-cost coverage for high-cost expenses. Most cars depreciate by
thousands of dollars as soon as they are purchased. And if your vehicle
is stolen, accidentally damaged beyond repair, or otherwise declared as
a total loss, you are still liable to pay the difference: the “gap” between
your insurer’s settlement and your loan balance. That gap will come
out of your pocket—for a vehicle that, for all practical purposes,
no longer exists.
Learn how to budget your money with BudgetSmart

click on link to get started creating your own budget
manage your money more effectively. You can use the program to:
Establish a budget
easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you Track spending
View tips for improving areas of overspending or inadequate saving
Experiment with "what if" scenarios to determine how a major purchase or BudgetSmart is a new and exciting software program now available on our website. This change in income would impact your budget
Click on the budget smart logo or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!
VISA GIFT CARDS
Are you looking for that perfect gift and can't decide what to get. Well we have the answer for you. We are now happy to announce the we have VISA GIFT CARDs
Give the perfect gift !!!
contact the Credit Union for more details

The Credit Union is now working with Enterprise Car Sales to make your auto purchase a smooth and satisfying one.
Enterprise offers new deals every month to all of our members.They have deals on certain autos every month. Apply now with the Credit Union to qualify for a pre-approval and then shop with confidence !!! For more information call the Credit Union today.
TEACH CHILDREN EARLY IN THIER LIVES HOW TO HANDLE THEIR FINANCES SO THEY CAN HAVE A SECURE FUTURE !!!!
The M.S.B.A. CREDIT UNION is now introducing, GOOGOLPLEX, It's first Youth Savings Program.
Children from Elementary school thru High School will benefit from all the information they recieve on this site. They can learn how to save, how to invest, how to borrow and pay back and how to keep their credit in good standing and to stay out of debt!!! We recommend that you show this site to your children and let them look forhemselves.It s a fun way for them to learn! All you have to do is click on the link below and let your children explore!
We also have Guide to Independence, another youth program for teens and young adults. Take a course and learn how to balance a checkbook,budget expenses etc.
To sign up for Bill Pay or Internet Banking please contact the Credit Union first. Thank you.
OUR OFFICE HOURS ARE
MONDAY - WEDNESDAY 9:00 am to 2:30 pm
THURSDAY 9:00 am to 5:00 pm
FRIDAY CLOSED
You can also access your accounts 24/7 by Phone and Internet Home Banking
If you don't see what your looking for or need further information please feel free to call us at 516-766-0009 or email us !